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Fresno Mortgage
LOAN PROGRAMS
OneRay HOME PAGE
PURCHASE LOAN APPLICATION
REFINANCE LOAN APPLICATION
PURCHASE TOOL & RESOURCE LINKS
  SINGLE FAMILY (1-4 units)
  • Conventional Loans
    • Conforming ($417,000 or less)
      • Fannie Mae (FNMA)
      • Freddie Mac (FHLMC)
    • Super Conforming (up to $625,500 in eligible counties)
    • Jumbo (above Conforming limits)
    • Super Jumbo (over $650,000)
    • Non-Conforming (specialty programs)
    • A-, Sub-Prime, Hard-Money (bad credit)
    • Home Construction
  • Federal Government Loans
    • FHA (Federal Housing Admin.)
    • VA (Veteran's Administration)
      • 100% Financing ($417,000 or less)
      • Jumbo VA (over $417,000)
    • USDA (Rural Development)
      • USDA Streamline Refinance
  • CA State Government Loans
  ADD-ON PROGRAMS & 2nd's
  • Government Programs
  • Private Programs
    • None currently available

OUR SPECIALTY PROGRAMS
  • Investment Properties (NOO)
  • Apartments (5+ units)
  • Interest Only Payments
  • Second/Vacation Homes
  • Employer Relocation
  • HECM Reverse Mortgage


Questions?     Call TODAY - (559) 446-2882
Seriously!  I love talking to people and answering questions.

 
NMLS #1796
Equal Housing Opportunity Lender Equal Housing Lender©.
Licensed by the Department of Corporations under the California Finance Lenders law - #6052040. NMLS# 1796. CA-DRE #00988341. CA Department of Corporations - 916-324-6624.
CA Dept. of Real Estate - 916-227-0931.
Ray Jones Licenses: NMLS CA-DOC#212593; CA-DRE #0118014.
Rates, Program, Fees, and Guidelines are subject to change without notice. Not a commitment to lend. Land Home only conducts business in states we are approved to. Land Home Financial Services, 1355 Willow Way Blvd., Suite 250, Concord, CA 94520.
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